Peak Surveying Services
Insurance reinstatement surveying. Independent of the insurer.
Appointed by the policyholder to assess damage, agree scope, and administer reinstatement works to completion.
McGrath · McInnes MRICS · Jersey
Founder
Mike McGrath
Career origin at a national loss adjusting company. MSc. Founded Peak Surveying in 2012. Understands the claims process from the other side of the desk.
Head of Surveying Services
Iain McInnes MRICS
Chartered surveyor. Prior roles: Grosvenor Estate, CBRE, RBS Group Property. RICS registered.
Case result
Independent negotiation that saved a commercial tenant £166,000.
The situation
A commercial tenant in St Helier was served a terminal schedule of dilapidations two months before lease end. The landlord’s surveyor valued the claim at £253,000.
£166,000
saved from a £253,000 claim
How
Lease analysis, visual survey, and surveyor-to-surveyor negotiation reduced the claim to £87,000. Peak operated independently throughout — no insurer instruction was accepted.
Services
Specialist surveying services, instructed by the policyholder.
When your property is damaged — by storm, fire, or structural failure — your insurer appoints a loss adjuster to manage the claim. We’re appointed by you to provide an independent assessment, specify the repair works, and oversee reinstatement from start to finish.
Insurance Reinstatement
Appointed directly by the policyholder to assess damage, agree scope with the adjuster, and administer reinstatement works to practical completion.
Damage Assessment
Post-event structural survey and quantification for insurance claims. Independent assessment — not instructed by, and not reported to, the adjuster.
Contract Administration
Works administered by a named director from commencement through to practical completion. Valuations, variations, and final sign-off.
Dilapidations
Terminal and interim schedules for tenants and landlords. Surveyor-to-surveyor negotiation to resolve claims before and after lease termination.
Scope & Specification
Works specification prepared before any contractor is instructed. Agreed with the adjuster and confirmed before tender.
Case Studies
Storm Reinstatement — St Peter
A fallen tree, a Jersey stone cottage, a structural assessment. The property is reinstated.
Fallen Tree
Peril
Structural
Damage
Full Reinstatement
Outcome
Appointed by the policyholder following storm damage to a traditional Jersey stone property. Structural assessment, specification, and contract administration through to practical completion. The reinstated cottage is the photograph in the hero above.
Read the full case →
Fire Reinstatement — St Brelade
Kitchen fire. Full structural reinstatement specified and administered.
Appointed by policyholder following residential fire. Damage assessment, scope of works, and specification prepared. Contractor instructed under Peak Surveying’s contract administration. Reinstatement in progress.
About
Peak Surveying Services. Established 2012. Jersey.
An independent building surveying consultancy. Two named directors. Every instruction goes to McGrath or McInnes directly — not to a case management team, not to an associate, not to a third-party subcontractor.
The practice is RICS-regulated. McGrath and McInnes review every appointment directly.
Peak Surveying Services acts independently of insurer appointment. We represent the policyholder — not the claim settlement. Mike McGrath’s career began in-house at a national loss adjusting company. He understands the process from the other side of the desk.
The practice has never held a panel appointment. That is not an oversight — it is the operating principle the practice was built around.
Peak Surveying operates alongside Peak Projects Limited — a separate entity handling building works and project management. The two share directors and professional standards. They do not share instruction or conflict-of-interest exposure.
Contact
Discuss your reinstatement.
Peak Surveying takes instruction from policyholders, loss adjusters, and solicitors. McGrath and McInnes review every appointment. Speak with a director before any formal instruction is made.
No assessment charge. No obligation.